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Risk Disclaimer – On-Ramp and Off-Ramp Services
Please read this Risk Disclaimer carefully before using the on-ramp and off-ramp services (“Services”) provided by BitReadyPay. By accessing or using the Services, you acknowledge, understand, and agree to the following:
1. Nature of Services
BitReadyPay provides services that facilitate the conversion of fiat currency to digital assets (on-ramp) and digital assets to fiat currency (off-ramp). BitReadyPay does not provide investment advice, brokerage services, portfolio management, or guarantees regarding the value, performance, or suitability of any digital asset or transaction.
2. Digital Asset and Market Risks
Digital assets are subject to significant risks, including but not limited to:
- High price volatility
- Rapid market fluctuations
- Liquidity constraints
- Market disruptions
The value of digital assets may change substantially within a short period of time, and users may experience partial or total loss of funds. BitReadyPay does not control or influence market prices and is not responsible for losses resulting from market conditions.
3. Transaction and Settlement Risks
On-ramp and off-ramp transactions may be subject to:
- Processing delays
- Network congestion
- Blockchain confirmation times
- Banking system delays
- Transaction reversals or failures
Transactions may not be completed immediately or at all. Once a transaction is initiated, it may be irreversible. BitReadyPay is not responsible for losses arising from delays, failed transactions, or incorrect wallet addresses provided by the user.
4. Third-Party and Infrastructure Risks
The Services rely on third parties, including but not limited to:
- Banking partners
- Payment processors
- Blockchain networks
- Liquidity providers
Failures, outages, insolvency, cyber incidents, or service interruptions affecting third parties may result in delays, errors, or inability to process transactions. BitReadyPay does not guarantee uninterrupted access to the Services and shall not be liable for third-party failures beyond its reasonable control.
5. Regulatory and Legal Risks
Laws and regulations governing digital assets, payments, and financial services vary by jurisdiction and are subject to change. Regulatory actions, restrictions, or enforcement measures may impact the availability, functionality, or legality of the Services.
Users are solely responsible for:
- Determining whether the Services are lawful in their jurisdiction
- Complying with all applicable laws, regulations, tax obligations, and reporting requirements
BitReadyPay does not provide legal, regulatory, or tax advice.
6. Compliance, Monitoring, and Account Restrictions
To comply with applicable laws and regulations, BitReadyPay may conduct identity verification, transaction monitoring, and risk assessments. As a result:
- Transactions may be delayed, suspended, or rejected
- Accounts may be restricted, frozen, or terminated
- Additional information or documentation may be required
These actions may occur without prior notice where legally permitted.
7. User Responsibility
Users are solely responsible for:
- Ensuring the accuracy of payment details and wallet addresses
- Safeguarding account credentials and access devices
- Reviewing transaction details before confirmation
BitReadyPay is not responsible for losses caused by user error, unauthorized access, or misuse of the Services.
8. No Guarantees
BitReadyPay makes no representations or warranties regarding:
- Transaction success or completion time
- Exchange rates or pricing accuracy at execution
- Availability of specific digital assets or fiat currencies
Past performance or prior transaction outcomes do not guarantee future results.
9. Limitation of Liability
To the maximum extent permitted by applicable law, BitReadyPay, its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or special damages, including loss of profits, loss of data, or loss of digital assets, arising from or related to the use of the Services.
10. Acceptance of Risk
By using the Services, you acknowledge that you understand the risks associated with digital assets, payment services, and on-ramp/off-ramp transactions, and you voluntarily assume all such risks.
